According to business intelligence experts Graydon, more than 50% of bankruptcies are attributed to poor credit management. Statistics also reveal that even profitable businesses struggle if they do not manage their accounts receivable properly. The reason why organizations these days want to have a credit management setup that would help them cut down the risk exposures while not losing valuable sales. Watch this tutorial to know how you could leverage Oracle's all-in-one credit management system that enables a simplified aggregation of customer general and credit data and it's analysis to make faster and informed credit decisions. This step by step theoritical guide covers credit management process flow and it's various components such as customer master records, customer financial data, business partner, employee workload, scoring models, credit checklists, approval workflows and, automation rules in Oracle.